Better together: 5 ways couples can boost their finances by saving and investing jointly

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WEALTH NEWSLETTER Tue, Oct 13, 2020 | 09:02 AM IST

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Better together: 5 ways couples can boost their finances by saving and investing jointly You and your partner can maximise wealth by joining financial forces. For example, if living on rent, you both can save more tax when availing HRA exemption. Taking a home loan jointly can make a big difference. Here's how the two of you can boost money matters. She lost her husband to Covid and control over money matters: Here's why women must take charge of finances Not being informed about how the outside world works is a crime or wanton incompetence. Women do not see this knowledge as critical and no amount of explaining brings them to the table as learners of the basics of financial matters or the economic world outside. Podcast: Have you been committing these financial planning sins? The Covid-19 pandemic has thrown light on the many mistakes we have been making with our financial planning. In this episode of the podcast, Suresh Sadagopan, founder of Ladder7 Financial Advisories takes us through some of these shortcomings in our financial plans. Host: Tania Jaleel; Producer: Paramveer Singh Want to use technical analysis to pick stocks? Here are 7 tools experts use that can help you too ​Giving out false buy or sell signals is the main drawback of technical indicators. The only solution to this problem is to use more than one indicator at a time. If you get conflicting signals, identify 2-3 indicators you are comfortable with and trade when these give similar signals. From our Partners What is making your medicines safe to consume From our Partners Doing this can improve decisions, help serve clients better Analytics plays a vital role- it helps study patterns, understand the trends, improves the quality of decision making and helps governments fight the pandemic & businesses serve clients better. Large-cap stocks will gain if the economy does well: Rajat Jain, Principal Asset Management Large companies dominate the economy and it is not possible for the broader markets to move unless the large-cap stocks participate, Rajat Jain, CIO, Principal Asset Management, tells ET Wealth. Read the expert's take on the current situation of the market and more. Money & relationships: 5 ways parents can pass on money-related anxiety to their children Your very money traits and habits form the foundation for your children's money behaviour when they become adults. Find out about your money behaviour that may be causing stress in your children and how to stop yourself from doing so. Top Mutual Funds SCHEME NAME RATING 3 YRS(%) 1 YR(%) 6 M(%) 1 M(%) Axis Bluechip Fund Direct Plan-Growth ★★★★★ 11.10 5.78 19.76 3.76 Invest Now Canara Robeco Bluechip Equity Fund Direct-Growth ★★★★★ 10.65 14.31 26.18 3.82 Invest Now Axis Bluechip Fund-Growth ★★★★★ 9.69 4.51 18.96 3.63 Canara Robeco Bluechip Equity Fund Regular-Growth ★★★★★ 9.26 12.70 25.16 3.66 ICICI Prudential Sensex Index Fund Direct - Growth ★★★★★ 8.97 7.84 30.82 4.46 Invest Now How the riskometer will make mutual funds more investor-friendly The new riskometer arrangement by Sebi will short-circuit miscommunication by not only forcing a clear calculation of risk levels and the changes, but ensuring that funds bypass the sales channels and communicate this directly to investors. What is second order thinking and how you can use it to succeed in your career Your snapshot judgments are based on what you usually do, what everyone else is doing, what you can see or touch, your biases coming from the past, what you are currently feeling and the easiest mental shortcuts you have.

FEATURED SLIDESHOWS

Taking student loan for the first time amid coronavirus? Keep these 6 points in mind 5 financial planning and money myths busted Job seeker? Follow these tips to prepare for and ace a telephonic interview How taxpayers should start the ITR filing process More Slideshows

Financial Calculators Old or new tax slab regime? Use this calculator to find out This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay. New LTCG tax calculator: Plan, compute your tax Use this tool to calculate long-term capital gains (LTCG) and the corresponding LTCG tax for listed shares and units of equity-oriented mutual funds.

Nippon India Growth mutual fund review: Scheme has to prove credentials over long-term With a flux of new entrants and complete exits in recent months, the fund portfolio is seeing a lot of churn. After years of anaemic returns, the fund's performance has picked up in recent years but the fund needs to prove its credentials over a longer time frame in its new avatar. Tata Steel management is focussing on debt reduction: Here's why it is stock pick of the week Tata Steel is quoting at mid-cap valuations due to balance sheet issues and troubles from Tata Steel Europe. The management's focus on debt reduction and improving outlook in Europe has made it a favourite of analysts. Coronavirus has highlighted India's healthcare crisis: Here's how we can resolve it A significant portion of the middle class is still unprotected. India would do best with a public-private partnership of insurance companies, the government and private healthcare providers to give quality healthcare to the middle class at an affordable cost. Are all IPOs worth investing in? When investing in an IPO, it is important to understand that it is akin to investing in the growth of a small company, a sunrise industry, a large corporate opening up to retail investors and being a part of its growth journey. Realty hot spot series: Proximity to employment hubs is the main draw of this Gurgaon locality The price range of properties in this Gurgaon's locality is between Rs 7,000 per square feet and Rs 13,900 per square feet. The average cost of 3BHK and 4BHK flat is Rs 1.94 crore and Rs 2.93 crore, respectively. How gold, silver performed during the week ending October 8, 2020 Here's a weekly tracker of returns to keep you updated on how the stock market index, gold prices and silver have performed. This will give investors an idea of how their investments performed over a long period. What is a bridge loan? This loan can be taken when a person does not wish to take a long-term loan and is sure of meeting his obligations in the near future from some identified cash flow such as sale of existing house. What are recurring expenses chargeable to mutual funds? One of the expenses which are chargeable to mutual funds is costs relating to investor communication including providing account statements and statutory disclosure and advertisements. Tax optimiser: Salaried Kapoor can save Rs 19,000 tax via NPS, perks Taxspanner estimates that Kapoor can save almost Rs 19,000 if his salary structure is rejigged and he invests more in NPS on his own. Also, Kapoor should ask his company to replace the leave travel allowance (LTA) with tax-free perks like newspaper allowance and food coupons.

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